Treat Now, Pay Later

With Affirm

Affirm logo with a blue semi-circle above the word "affirm", followed by the text "Buy with monthly payments" and "Get a real-time decision".

FAQ

Can I pay off my purchase early?

Yes! There’s no penalty for paying early.

How do I make my payments?

You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.

Does checking my eligibility affect my credit score?

No — checking your eligibility won’t affect your credit score.

Can I get a refund for something I bought with Affirm?

Yes — by initiating the return process with the merchant.

Do I need a mobile number to use Affirm?

Yes, you’ll need a mobile number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.

Where can I learn more about Affirm?

You can visit their website at affirm.com.

A promotional advertisement with the headline 'Pay over time with affirm' on a grey background. The ad lists benefits including interest-free monthly payments, payment options fitting your budget, and no hidden fees. To the right, there is a partial image of a metallic object with orange-tinted details.